Improve Your Credit Score Before Buying A Home
If you're a home buyer, one of the first things you need to do is check your credit score. Your credit score is a number that lenders use to determine how likely you are to repay a loan. A high credit score means you're a low-risk borrower, which could lead to a lower interest rate on your mortgage. A low credit score could lead to a higher interest rate and could even prevent you from getting a mortgage altogether. That's why it's so important to check your credit score before you start shopping for a home. There are a few things you can do to improve your credit score, such as paying your bills on time and keeping your balances low.